1 In Fidelity Investments® recordkept data of corporate DC plan participants, 49% had all of their DC plan assets in a lifecycle (e.g., target-date) fund or were enrolled in a managed account in the plan. Excludes nonqualified plans, tax-exempt plans and tax-exempt pooled plans, DB cash balance plans, plans with no participants, and FMR Co. (Fidelity) plans. As of March 31, 2017.
2 Generally, “to” glide paths reach their most conservative asset allocation mix at the target retirement date, often by reducing the equity allocation aggressively as the retirement date nears. Conversely, “through” strategies tend to have higher equity exposure during the savings years, at the target retirement date, and for several years into retirement.
3 Guarantees are subject to the claims-paying ability of the issuing insurance company.
4 Fidelity Investments Planning and Advice Online survey. The survey was fielded in November 2017 using an external consumer panel of 2,250 DC participants employed full-time. Research was completed by ConsumerMetrics Inc. (CMI), an independent third-party research firm.
Unless otherwise disclosed to you, any investment recommendation in this document is not meant to be impartial investment advice or advice in a fiduciary capacity. Fidelity and its representatives have a financial interest in any investment alternatives or transactions described in this document. Fidelity receives compensation from Fidelity funds and products, certain third-party funds and products, and certain investment services. Fidelity may also receive compensation for services that are necessary to effect or execute transactions with respect to investment alternatives (such as trading commissions). The compensation that is received, either directly or indirectly, by Fidelity may vary based on such funds, products and services, which can create a conflict of interest for Fidelity and its representatives.
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