Definitions:

Yearly savings rate: The suggested annual rate of (pre-tax) savings over a full working lifetime. Savings milestones: Age-based savings targets expressed as multiples of current income. Income replacement rate: the percentage of pre-retirement income that an individual/household should target to replace annually from their personal savings (including workplace savings) in retirement in order to maintain pre-retirement lifestyle. Sustainable withdrawal rate: The real (inflation-adjusted), annual withdrawal amount expressed as a percentage of the initial (at retirement) asset balance.

The term “Fidelity” can refer to one or both of Fidelity International and Fidelity Investments. Fidelity Investment and Fidelity International are separate companies that operate in different jurisdictions through their subsidiaries and affiliates.

For additional details and methodology, click here .

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

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