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1 Funds are purchased at the Net Asset Value except when a fund has a front-end load or sales charge

2 Brokerage commissions are fees investors pay to either buy or sell a security such as an ETF. (More recently, some brokerage platforms, including Fidelity, have introduced zero commissions for trading a select group of ETFs; however, most ETFs still require a commissioned trade to be bought or sold.)

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

FOR PLAN SPONSOR USE ONLY.

Investment comparisons are for illustrative purposes only and are not meant to be all-inclusive. There may be significant differences in investments that are not discussed here.

Investing involves risk, including risk of loss.

Fidelity does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.

The Barclays Capital U.S. Aggregate Bond Index is a market value–weighted index of investment-grade fixed-rate debt issues, including government, corporate, asset-backed, and mortgage-backed securities, with maturities of one year or more.

The MSCI Japan Small Cap Index targets 40% of the eligible small cap universe within each industry group in the MSCI Japan Index, which consists of stocks traded primarily on the Tokyo Stock Exchange. MSCI defines the small cap universe as all listed securities that have a market capitalization in the range of $200 –$1,500 million.

The Russell 3000® Index is a market capitalization–weighted index of stocks of the 3,000 largest U.S.-domiciled companies.

Before investing, consider the funds' investment objectives, risks, charges, and expenses.

Contact Fidelity for a prospectus containing this information. Read it carefully.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

© 2018 FMR LLC. All rights reserved.

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