Fidelity HSA^® is ranked #1 by Morningstar for seven years in a row!

For the seventh year in a row, Fidelity was named the top HSA provider by Morningstar, standing out among 11 of the largest HSA providers as the best HSA for investing and for spending.¹ This year, Fidelity is once again the only provider to receive the top billing for either the spending or investment account, let alone both.

As a spending account, the Fidelity HSA^® “cemented its place as the industry’s top offering by delivering significantly larger returns on cash balances”² with rates that “stand far above rates paid by other providers”² regardless of account balance.

And for investors, Fidelity is also the clear-cut winner as “the only provider that doesn't levy any expenses outside of the underlying fund fees—and by not requiring an investment threshold” ².

Fidelity continues with strong organic HSA growth as reported in the latest Devenir HSA industry report, , as the largest HSA provider with 24% of market share³. In fact, Fidelity HSA growth represented nearly half of the total growth of the entire industry in the past six months.

Through Fidelity’s focus on attracting new business, retaining clients, and growing balances through engagement and investing, over the last five years, Fidelity has increased its market share more than any other provider³ and continues to grow its business organically by providing value through an excellent customer experience and client engagement and education.

Compared to the rest of the industry, Fidelity HSA® customers contribute, save, and invest more of their dollars for their health care needs. The 2025 mid- year Devenir report found that compared to the rest of the industry, Fidelity customers: ³

• Contribute 40% more to their HSA
• Save more with 105% higher account balances
• Invest more with over double the number of invested accounts