Growing together with the Fidelity HSA®
The Fidelity health savings account (HSA) has helped workers save more than $32 billion on health care expenses, and Fidelity has become the largest HSA provider1
Fidelity’s mission is to strengthen the financial well-being of our customers and deliver better outcomes for our clients and businesses we serve. Our goal is to make sure that all employees understand the wide range of HSA uses and how to evaluate their own needs to make the right decisions when it comes to health care expenses.
Participant education and increased engagement has led to substantial growth in the number of employees maximizing their Fidelity HSA®, with a 20% increase in funded HSAs year-over-year.1
In fact, over the last 5 years, Fidelity has grown its HSA market share—which now sits at 22%1—faster than any other provider.2 Our growth has been steady and organic, proving that our investments in education and engagement are reaching our customers where they are.
Compared to the rest of the industry, Fidelity HSA account holders:
- Contribute 40% more to their HSA,
- Spend 12% more HSA funds on health care expenses
- Save more, with 105% higher average account balances, and
- Invest more, with 25% of accounts invested- more than double the industry average2
We’re delighted to be able to help individuals save for health care expenses now and into retirement, and we know that it wouldn’t be possible without you. Thank you for choosing and continuing to choose the Fidelity HSA.
And we’re not done. Fidelity is committed to continually enhancing the solutions and services we offer our HSA clients. We’re here to support employers like you on ways to encourage HSA use through communication and education—to help your employees build financial wellness today, tomorrow, and into the future.
Health benefits trends to watch in 2025