Retirement Income Services enhancements

For plan sponsor and investment professional use only.

*Plans must be configured to offer online withdrawals in NetBenefits^® to offer this new participant experience.

**A participant's potential retirement income will vary depending on the strategy chosen. No strategy guarantees a specific amount of income year over year. Payments may fluctuate and depending on a customer's account value, may decrease. A fixed amount withdrawal strategy runs the increased risk that the payment stream may run out before a participant's anticipated planning date.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917.

952144.2.0

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