NEXT STEPS

1 MarketWatch, 2016

2 Fidelity Investment Student Loan participant panel survey with 500 responses, October 2016.

3 Based on recordkept data and responses from 6,000 participants who responded to Fidelity’s Financial Wellness Markers survey, July 2016.

4 Fidelity Investments MyMoney Check-up results as of May 2017.

5 Kronos survey of 614 HR professionals, November 2016

6 Fidelity Workplace Investing Plan Sponsor Panel survey; 972 members with 179 respondents, as of November, 2016.

7 American Student Assistance Young Workers and Student Debt Survey by Regina Corso Consulting; 502 young workers between the ages of 22 and 33, January 2017.

8 Fidelity Internal Case Study Results: Annualized rates based on Feb ’16-Feb ’17 actuals.

For plan sponsor and investment professional use only.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

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