About Fidelity’s Life Decisions Research
Unless otherwise noted, data represents the Fidelity Investments Life Decisions Research online survey of more than 9,000 defined contribution plan participants recordkept by Fidelity and who are employed full time (more than 30 hours per week). The research was completed in October 2016 by Greenwald & Associates, Inc., an independent third-party research firm. Fidelity also worked in collaboration with the Stanford Center on Longevity on the study.
About the Impact Score
Analysis based on Fidelity Investments Life Decisions Research, a survey of more than 9,000 Defined Contribution plan participants recordkept by Fidelity and who are employed full time. Survey conducted October 2016 by Greenwald & Associates, Inc., an independent third-party research firm, and in collaboration with the Stanford Center on Longevity on the study. Participants were asked to identify the most impactful event in their life over the past 12 months, as well as the effects it has had on four domains of their life (money, work, health, and life). The impact of each event was rated through 19 separate questions, including measures of debt, physical activity, life satisfaction, and job performance. Each question offered 5 response options ranging from a strong negative impact (e.g., “my debt has skyrocketed”) to a strong positive impact (e.g., “my debt has plummeted”). Individual responses were scored on a 5-point scale from -2 (strong negative impact) to +2 (strong positive impact). Responses to questions within each domain were summed to create domain-level impact scores (ranging from -10 to +10) and domain-level impact scores were summed to create a net impact score (ranging from -40 to +40).
1 Fidelity analysis of 22,100 corporate DC plans (including advisor-sold DC) and 14.8 million participants as of 3/31/2017.
2 Pew Charitable Trust issue brief, “Retirement Plan Access and Participation Across Generations,” February 2017
3 Pew Charitable Trust report, “A New Financial Reality,” September 2014
4 The Marcia Moment: The Death of the Manage-Me Workplace, 2016. Dr. Mary Donohue
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