LGBTQ+ Community Page
Find educational opportunities and tools to support the unique needs of your LGBTQ+ employees and promote financial wellness throughout Pride Month and all year long.
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OVERVIEW
We created this guide to highlight the financial priorities for the LGBTQ+ community and provide you with resources and tools to help you support your employees.
The financial journey for LGBTQ+ Americans may include several unique financial events throughout multiple life stages, often causing short-term financial needs to take precedence over longer-term goals. And, importantly, these financial planning considerations apply not only to those who identify as LGBTQ+ but to parents or loved ones who are supporting LGBTQ+ individuals. They include:
- Cost of living
LGBTQ+ individuals are more likely to reside in major cities or coastal areas where there is greater access to inclusive services and greater community acceptance.1 Elder LGBTQ+ individuals or couples may pay a premium to find inclusive long-term care.2
- Health care
In addition to long-term-care planning, LGBTQ+ individuals may also face significant near-term health care costs, such as gender-affirming care or family planning by way of surrogacy, adoption, or fertility treatments. LGBTQ+ adults are twice as likely as heterosexual adults, and transgender individuals are nearly four times as likely as cisgender individuals, to experience a mental health condition.3
- Charitable giving
LGBTQ+ individuals are more likely than non-LGBTQ+ individuals to report financially supporting their community as a priority.4
Employers are well-positioned to help LGBTQ+ employees ease some of these short-term financial burdens by ensuring an inclusive and well-communicated package of benefits. By considering benefits that address these more immediate financial needs, such as health care and debt management, the LGBTQ+ community is able to focus more energy on saving and preparing for long-term needs.
Employers also have an opportunity to help close the confidence and knowledge gap through resources and education that address the financial priorities of the LGBTQ+ community.
LGBTQ+ Community Toolkit
LGBTQ+ Wealth Zone
Help your employees build a future that’s true and authentic.
Fidelity.com/lgbtq
Find tips, tools, and resources that can help your employees save more, plan better, and create a financial legacy.