Fidelity® Personalized Planning & Advice Campaign

For plan sponsor use only. Not for use with plan employees.

Investing involves risk, including risk of loss.

*Special offer: Your employees will receive an advisory fee discount equal to 100% off the annual target net advisory fee for 90 days. At the end of the period, the account will begin to be charged the full advisory fee applicable to their plan. No additional communication will be sent to them at the conclusion of the offer. To unenroll in the service at any time, they may call Fidelity at 866-811-6041. This offer is subject to change or cancellation without notice. The advisory fee for their account does not include underlying investment option expenses charged at the individual investment option level for any investment options in their account. These are the standard expenses that all investment option shareholders pay. For more information about advisory fees, including a detailed fee schedule, they can go to NetBenefits.com or call 866-811-6041. Shareholders may be subject to certain short-term trading fees. Please consult the individual fund prospectuses for more information.

Fidelity^® Personalized Planning & Advice at Work, is a service of Fidelity Personal and Workplace Advisors LLC and Strategic Advisers LLC. Both are registered investment advisers and Fidelity Investments^® companies. This service provides advisory services for a fee.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

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