Financial Wellness Month Toolkit

What is financial wellness?

Financial wellness means feeling confident and in control of your money – being able to cover short-term needs while planning for the future. It’s about saving and spending more mindfully, paying down debt, and handling unexpected costs so you can enjoy life without constantly worrying about money.

Yet, based on 2 million financial wellness checkups, we found:

Nearly half of respondents are living paycheck to paycheck.³
62% of people are worried about debt.³
70% lack savings to cover unexpected costs and key goals.³

This highlights the crucial role that financial wellness plays in a person’s overall well-being which can impact them both personally and professionally. We know that those who engage with Fidelity’s Financial Wellness resources exhibit positive outcomes:

What this means for employers

You’ve worked to create a supportive environment where your employees can truly thrive. However, one in three full-time employees says that money worries have negatively impacted their productivity at work.⁴

By investing in your team’s financial well-being, you can help them take the next step toward progress and feel better about navigating their money priorities. Financial wellness can help employees build a strong foundation with 2 out of 3 saying they trust their employers to help improve their well-being.⁵

Financial Wellness Month

Financial Wellness Month is all about taking steps and making real progress toward money goals. With 33% of employees finding it embarrassing to ask for guidance or advice about their finances,⁴ we're here to provide resources that meet people where they are — letting them learn on their terms. Through videos, hands-on tools, and how-to articles, we cover everything from saving, spending, and investing basics to putting a little aside for emergencies.

Download and use the following materials to drive awareness and engagement with your team throughout Financial Wellness Month.

References:

1. Fidelity Internal Outcomes Data as of Dec. 31, 2023.
2. Fidelity Investments Q1, 2024, Participant Satisfaction and Loyalty Survey.
3. Based on 2 million financial wellness checkups.
4. 2023 PwC Employee Financial Wellness Survey.
5. Employee Benefit Research Institute and Greenwald Research, 2023 Workplace Wellness Survey of 1,505 U.S. employees.