1 Unless otherwise noted, all data represents the findings of an online survey conducted among a demographically representative U.S. sample consisting of 4,000 adults, 18 years of age and older. Interviewing for this CARAVAN® Survey was completed in October 2018, by ORC International, which is not affiliated with Fidelity Investments. Included in the analysis were 1,128 respondents enrolled in an HSA-eligible health care plan. The results of this survey may not be representative of all adults meeting the same criteria as those surveyed for this study.

2 After age 65, withdrawals used to pay for anything other than qualified medical expenses are taxed as regular income but are not subject to penalty.

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