Fidelity’s Workplace Managed Account offering: Personalized Planning & Advice

Personalized Planning & Advice delivers unique investing and planning strategies to help employees
reach their retirement goals:

icon_Lightbulb Improved engagement: 93% of enrolled participants regularly engage with retirement planning1
icon_Badge Tailored investment strategy: Nearly 50% of participants saw a portfolio equity change of 10% or more2
icon_Celebration Promotes retirement readiness: 80% of participants are on track to meet retirement expenses3
Overview of Personalized Planning & Advice ("PP&A") proactive outreach across eligible and enrolled employees: Proactive outreach one-pager.

Tools for you to leverage to engage eligible employees

Off-the-shelf materials:
Centrally deployed campaigns
(can be requested to send ad hoc)
  • Activation: Upon the service launching – this multitouch communications program is intended to drive awareness and adoption of PP&A. 
  • Re-engagement: Multi-touch email that is sent from Fidelity to re-engage those participants who have demonstrated an interest 
  • Awareness: Multi-touch communications program
Workshops
  • Educational Workshop: Invest Confidently for Your Future 
  • Educational Workshop: Fidelity® Personalized Planning &Advice
Plan Sponsor Resources

Tools for you to leverage to improve engagement and personalization for enrolled employees.

Netbenefits
Enrolled participants should be encouraged to view their PP&A Dashboard on a regular basis for exclusive market commentary from the PP&A investment team
Video
Managing your personal profile: Prompting participants to update their profiles to make the most of their personalized plan
Workshop
Ask Fidelity: Getting the most from Personalized Planning & Advice.
Plan Sponsor Resources
Fidelity Workplace Website: Workplace Managed Accounts

Plan Sponsor Resources:

Fidelity Workplace website: Workplace Managed Accounts

1Fidelity analysis as of December 31, 2024. Engagement is measured for approximately 22 million active and terminated participants in corporate DC and TEM plans with a positive balance over a period of the last 12 months "Engaged" includes three tiers: Highly Engaged, Educational Engaged, and Basic-Level Engaged and is defined as follows:

>Basic Engaged: NetBenefits or Fidelity.com log-in; inbound phone call

>Education Engaged: NetBenefits content views/engagement; advisory dashboard visit; financial wellness topic pages view; live events visit; Learn Hub visits; Student Debt Tool visit

>Highly Engaged: Self-led or rep-led tool completion; phone guidance; onsite one-on-one meetings; Fidelity branch visits; workshop attendance; financial wellness assessment completion; IPQ update; journey space interactions; Goal Booster usage

2Population includes the Fidelity enrolled Personalized Planning & Advice base as of December 31, 2024, excluding universal enrollments, $0 balance accounts, and managed account plan conversions.

3Cohort data includes all participants who had been enrolled in Personalized Planning & Advice for 8+ years as of December 31, 2021. Assessment based on Fidelity’s RPM (Retirement Preparedness Measurement) score, which represents the percentage of a participant’s retirement expenses that are on track to be covered in poor market conditions. RPM considers an individual’s contributions, portfolio asset mix, retirement time horizon, and expected retirement expenses.

If you have any questions or for more information on our Education Topics, please contact your Fidelity representative.

*Email can be deployed by Fidelity representative or ad-hoc via Plan Sponsor.

By using these communications, you represent that you are an authorized representative of the organization for which you are copying, distributing, posting, or otherwise using the Fidelity prepared communications attached here and, on behalf of such organization, accept the terms and conditions located at http://go.fidelity.com/TermsForClientUsage.

For plan sponsor use only. Not for use with employees.

Investing involves risk, including risk of loss.

Fidelity® Personalized Planning & Advice at Work is a service of Strategic Advisers LLC, a registered investment adviser and a Fidelity Investments company, and may be referred to as "Fidelity," "we," or "our" within. For more information, refer to the Terms and Conditions of the Program. When used herein, Fidelity Personalized Planning & Advice refers exclusively to Fidelity Personalized Planning & Advice at Work. This service provides advisory services for a fee.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

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