Retirement Income Education for Employees Engagement Toolkit

Tools to help pre-retirees and recently retired employees make the move from saving to living.

Retirement income education for employees

Tools to help pre-retired and recently retired employees make the move from saving to living

Your employees have worked hard to save for retirement—and they could use your support as they approach and then transition into that next chapter. Recent studies indicate that more than half of employees feel stressed about preparing for retirement,1 with many identifying retirement as the area where they need the most help from their employers.2

Fidelity’s retirement income education and planning support can help you engage with and inform your employees about preparing for, transitioning to, and living in retirement—all within NetBenefits.

Below are some tools to help you educate pre-retirees on the importance of planning ahead for retirement and remind your employees who are close to retirement about the resources available to them.

Retirement income—the NetBenefits experience

This video shows employees the integrated retirement support they can find on NetBenefits. From planning to identifying potential gaps to education and human-tohuman check-ins, employees can connect what they’ll want with when and how they can achieve it at all stages of retirement.

You can point to this video from internal employee benefit web sites and related communications.

https://onemob.com/p/riparticipant
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Email toolkit for pre-retiree engagement

This series of email templates touches on key stages of the retirement journey and encourages employees to review their retirement savings, as well as to think ahead in order to feel more prepared and confident about their finances in the years to come.

You can choose to download and use these emails either in order as part of a pre-retiree communications series or individually based on your employees’ needs.

Important Note: This email toolkit is for plan sponsors that have entitled Life Events content on NetBenefits for their employees; email links may not work otherwise.

Preparing for the next chapter

Educate employees on the importance of planning for retirement, so they can feel more prepared for the future.

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Check-in and income planning

Remind employees to check in on their retirement income plan and educate them on what types of things they should be thinking about.

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Creating predictable income

Educate employees on the importance of predictable income in retirement, and ways to generate it.

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Health care coverage options before Medicare

Inform employees about the choices they have for their health care coverage before they reach age 65 and qualify for Medicare.

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Social Security Benefit Calculator

Help employees estimate what their monthly and lifetime benefits would be at different ages to create a comprehensive claiming strategy.

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New Article: Thinking of retiring into this market?

Connect employees to timely insights. Email links to an overview of what current inflation and market volatility means for retirement; plus things to consider.

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New Article: How inflation could impact your retirement savings

Connect employees to helpful insights. Email links to an article on time-tested strategies that may help keep retirement plans on track in challenging markets.

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Related: Toolkits for retirement income services from Fidelity

Automatic Withdrawals
The Automatic Withdrawals tool helps employees to evaluate, compare, and select the withdrawal strategy that best suits their unique needs for retirement income.

Managed Retirement Funds3
This toolkit is only for plan sponsors who have adopted the Fidelity Managed Retirement Funds as investment options with their retirement plan lineup. It offers resources to educate employees looking for help turning their savings into income.

1 EBRI Retirement Confidence Survey, 2021

2 Wills Towers Watson Global Benefits Attitudes Survey, 2020

3 The Managed Retirement Funds are subject to the volatility of the financial markets, including that of equity and fixed income investments in the United States and abroad, and may be subject to risks associated with investing in high-yield, small-cap, commodity-linked, and foreign securities. Leverage can increase market exposure, magnify investment risks, and cause losses to be realized more quickly. No Managed Retirement Fund is considered a complete retirement program, and there is no guarantee that any single fund will provide sufficient retirement income at or through retirement. Principal invested is not guaranteed at any time, including at or after the funds’ target dates. The fund is designed primarily for investors who seek to convert accumulated assets into regular withdrawals over time. As with any mutual fund, withdrawals will reduce the investment balance, and future returns are not earned on amounts withdrawn.


By using these communications, you represent that you are an authorized representative of the organization for which you are copying, distributing, posting, or otherwise using the Fidelity-prepared communications attached here, and you accept these terms and conditions on behalf of the organization.

FOR PLAN SPONSOR AND INVESTMENT PROFESSIONAL USE ONLY.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

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