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SECURE 1.0 and 2.0 Acts and CARES Act

Past, present, and future resources for plan sponsors

The Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE 1.0 Act), Coronavirus Aid, Relief, and Economic Security Act of 2020 (CARES Act), and the SECURE 2.0 Act of 2022 (SECURE 2.0) made significant changes affecting workplace benefit programs. Fidelity is committed to providing plan sponsors with resources to implement and manage the provisions of the SECURE 1.0 and 2.0 Acts and CARES Act. The guide below includes a timeline of past, present and future resources for plan sponsors.

Download guide and links to resources

Read more information on plan document amendments and deadlines.

Fidelity does not provide legal or tax advice. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Fidelity cannot guarantee that the information herein is accurate, complete, or timely. Fidelity makes no warranties with regard to such information or results obtained by its use, and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation.

Approved for use in Advisor and 401(k) markets. Firm review may apply.

For plan sponsor and investment professional use only.

Fidelity Investments Institutional Operations Company LLC, 245 Summer Street, Boston, MA 02210

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